Step 1: How much debt do you really have? Step 2: Track your spending and find extra money to pay down debt Step 3: Learn to play the credit card game Step 4: Stop spending Step 5: Create a monthly spending plan Step 6: Take big steps to grow your income Step 7: Prioritize your debts and raise your credit score Step 8: Understand your spending issues…and save!

Oprah’s Debt Diet: Step by Step Action Plan – [Oprah.com]